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In principle, California Community Lender Inc. was created on the belief that the financial industry is in desperate need of local innovation. Many of the decisions we make about how we build our homes, businesses, and communities are made by underwriters and financial advisors who don't represent the people living or working in those communities. Instead, they often represent global speculators and multinational interests that "bail" – leaving stakeholders in ruins if they’re not maximizing shareholder profits at all costs.

That’s why locals need more opportunities and resources to invest in their local economies. Local businesses and investors are more connected and committed to the communities they do business/invest in. They are more likely to see and experience the impact of their contributions, investments, and entrepreneurial efforts. Plus, are more likely to stay engaged through challenging times; supporting the businesses and communities they live and work in.

 

California Community Lender Inc. (“CCL”) is a 501(c)(3), emerging Community Development Financial Institution (“CDFI”), organized to finance affordable housing, sustainable development, and social enterprise.

 

We are accepting investments, grants, and donations into the Revolving Loan Fund (RLF) to: (1) increase the supply of affordable housing; (2) finance sustainable development projects and community facilities; (3) partner in rebuilding projects for communities affected by natural disasters; (4) operate as a renewable public-asset, and; (5) generate social and financial returns for impact investors. 

 

Alongside the RLF, we are offering programs for sustainable development and disaster recovery; lending a hand to rebuilding communities, entities, and individuals who have been displaced or materially impacted by a recent disasters.